Posts from February 17th, 2025

Closing costs are already high enough. Is Title Insurance really necessary?

When you buy a house; you expect to buy it with clear title, with nobody coming after you later to say you owe them money for the house, or that your fence is built halfway onto their property, or that the person who sold it wasn't qualified to sell it. But these kinds of things do happen, all the time!

Imagine owning a house for a few years when someone claims they are an heir to the person who sold you the house, and they never gave permission to sell. Or imagine the seller did a lot of remodeling before selling (which is why you bought it), but he didn't pay his contractor, and the contractor placed a lien against the house, and now is coming after you for the unpaid debt. Or imagine that you go to sel...

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